The Basic plan requires members to use preferred providers for specialist care, while the Standard plan allows access to both preferred and non-preferred specialists. This means Basic members must stay within the network unless it’s an emergency. In contrast, the Standard plan offers more flexibility, allowing patients to choose specialists outside the network for a higher cost. Addit... https://www.federalpensionadvisors.com/post/blue-cross-blue-shield-basic-vs-standard