Any number of debts is usually integrated but Commonly an IVA will be appropriate if you have multiple creditor. 債務重組和破產是處理財務困境的兩種不同方法。債務重組是債務人與債權人協商修改還款條件，例如延長還款期限、減少債務總額等，以便債務人有能力按新條件償還債務。破產則是經法院程序，由破產管理署署長或受託人管理債務人財產，以償還債權人債務。 In the event you very own your very own b... https://iva44333.blogsuperapp.com/30217338/detailed-notes-on-債務舒緩-ivadrphk-top